Lending Solutions for Small Business Success

We work fast to bring you peace of mind

Get the Business Capital You Need 

No hassles, no complicated paperwork, no long approval process — Kabbage can quickly and easily customize a small business loan that works for your business, so you can get on with the business of building your bottom line.

Easy Process

Just a simple, one-page application and 3 months’ business bank statements.

Nationwide

We’re one of the country’s largest private lenders of small business loans.

Pay Bills

Get the money you need to pay bills, taxes and vendors.

Variety of Industries

We service small business owners in virtually every industry.

Grow Your Business

Get the cash you need for inventory, marketing, expansion, payroll, and more.

Upgrade Equipment

Use the money to update your equipment and increase efficiency.

Small Business Loans

Our most popular financial solution. When others say no .... Kabbage says Yes!

Kabbage is a top nationwide lender and convenient resource for business loans. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.

There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.1

  • Loans from $5,000 to $250,000

  • No collateral required

  • Easy, no obligation application

  • Automatic payments

Get Started

Why Kabbage

Kabbage is an ally to business owners, a trusted lending resource that works hard and moves quickly to provide financing solutions.

Trusted

Since 1999, we've funded over $2 billion in capital to over 35,000 businesses nationwide.

Personalized

Our lending solutions and variable payment options are tailored to your specific needs.

Fast & Easy

Click or call and receive a quick decision and funding in as few as 24 hours.1

No Obligation

There is no obligation whatsoever — and no need for collateral or a down payment when you apply.

High Approvals

Our high approval rates mean that we can say ‘yes’ when other lenders say no.

Experts

Partner with a Kabbage loan specialist who has specific knowledge about your industry.

Disclosures

Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.

 

(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.

 

(2) Early payoff discounts:

Kabbage offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.

 

(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.

 

(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months

 

(5) Huge potential tax savings:

Section 179 tax deduction is a lucrative and important tax break that has been made permanent across the board, under the Protecting America from Tax Hikes Act (PATH Act).  In most cases, the IRS allows your equipment lease or loan payments to be 100% tax deductible!  You can secure the equipment, tools, and technology that you need, while also taking advantage of significant tax deductions — up to $500,000.  Consult your tax professional for more details.

 

(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, Kabbage guarantees to provide the lowest payment on equipment leased through Kabbage, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by Kabbage within seven days that the Kabbage terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date Kabbage issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by Kabbage for the same equipment and pursuant to the same terms, Kabbage will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. Kabbage has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide Kabbage with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of Kabbage. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with Kabbage is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your Kabbage Lease Manager.

 

(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.